/* =============================================
   BlinkPé — Modern Design System
   ============================================= */

:root {
    /* Brand Colors */
    --navy: #1E2875;
    --navy-dark: #141852;
    --navy-light: #2d3494;
    --crimson: #E8344A;
    --crimson-light: #ff4d63;
    --gold: #F9A825;
    --gold-light: #FFD54F;

    /* Neutrals */
    --bg: #F4F6FF;
    --bg-card: #FFFFFF;
    --text: #0D0F2B;
    --text-secondary: #4A4E6B;
    --muted: #8B90B0;
    --border: #E0E4F5;
    --border-light: #EEF0FA;

    /* Gradients */
    --gradient-navy: linear-gradient(135deg, #1E2875 0%, #151961 40%, #2a1760 100%);
    --gradient-crimson: linear-gradient(135deg, #E8344A, #c91f35);
    --gradient-gold: linear-gradient(135deg, #F9A825, #f57f17);
    --gradient-mesh: radial-gradient(at 20% 30%, #1E2875 0%, transparent 50%), radial-gradient(at 80% 70%, #2a1760 0%, transparent 50%), radial-gradient(at 50% 50%, #1a1e5e 0%, transparent 70%);

    /* Shadows */
    --shadow-sm: 0 2px 8px rgba(30, 40, 117, 0.08);
    --shadow-md: 0 8px 30px rgba(30, 40, 117, 0.12);
    --shadow-lg: 0 20px 60px rgba(30, 40, 117, 0.18);
    --shadow-crimson: 0 8px 30px rgba(232, 52, 74, 0.35);
    --shadow-glow: 0 0 60px rgba(30, 40, 117, 0.2);

    /* Spacing */
    --section-py: 100px;

    /* Border Radius */
    --radius-sm: 10px;
    --radius-md: 16px;
    --radius-lg: 24px;
    --radius-xl: 32px;
    --radius-full: 9999px;

    /* Typography */
    --font-display: 'Bricolage Grotesque', sans-serif;
    --font-body: 'Plus Jakarta Sans', sans-serif;
}

/* ── RESET ── */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    font-family: var(--font-body);
    background: var(--bg);
    color: var(--text);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4, h5 { font-family: var(--font-display); line-height: 1.2; }
img { max-width: 100%; height: auto; }
a { text-decoration: none; color: inherit; }

/* ── SCROLLBAR ── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--navy-light); border-radius: 3px; }

/* =============================================
   NAVIGATION
   ============================================= */
#navbar {
    position: fixed; top: 0; left: 0; right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(24px) saturate(180%);
    -webkit-backdrop-filter: blur(24px);
    border-bottom: 1px solid var(--border-light);
    transition: all 0.3s ease;
}
#navbar.scrolled {
    box-shadow: var(--shadow-md);
    background: rgba(255, 255, 255, 0.98);
}
.nav-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 5%;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
}
.nav-logo img { height: 40px; }
.nav-links {
    display: flex;
    align-items: center;
    gap: 8px;
    list-style: none;
}
.nav-links a {
    color: var(--text-secondary);
    font-weight: 500;
    font-size: 0.9rem;
    padding: 8px 14px;
    border-radius: var(--radius-full);
    transition: all 0.2s;
    position: relative;
}
.nav-links a:hover, .nav-links a.active {
    color: var(--navy);
    background: rgba(30, 40, 117, 0.07);
    font-weight: 600;
}
.nav-actions { display: flex; align-items: center; gap: 12px; }
.btn-nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--gradient-crimson);
    color: #fff;
    padding: 11px 22px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-size: 0.88rem;
    font-family: var(--font-display);
    transition: all 0.3s;
    box-shadow: var(--shadow-crimson);
}
.btn-nav-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 35px rgba(232, 52, 74, 0.45);
}
.btn-nav-cta i { font-size: 0.75rem; }

/* Hamburger */
.nav-hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}
.nav-hamburger span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--text);
    border-radius: 2px;
    transition: all 0.3s;
}
.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile Menu */
.mobile-menu {
    position: fixed;
    top: 72px; left: 0; right: 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
    padding: 20px 5%;
    z-index: 999;
    transform: translateY(-110%);
    transition: transform 0.35s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    box-shadow: var(--shadow-md);
}
.mobile-menu.open { transform: translateY(0); }
.mobile-menu ul { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.mobile-menu ul li a {
    display: block;
    padding: 13px 16px;
    color: var(--text-secondary);
    font-weight: 500;
    border-radius: var(--radius-md);
    transition: all 0.2s;
}
.mobile-menu ul li a:hover { background: var(--bg); color: var(--navy); }
.mobile-cta {
    background: var(--gradient-navy) !important;
    color: #fff !important;
    text-align: center;
    margin-top: 8px;
    font-weight: 700 !important;
    font-family: var(--font-display) !important;
}

/* =============================================
   COMMON SECTION UTILITIES
   ============================================= */
.section-container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 5%;
}

section { padding: var(--section-py) 0; }
section > .section-container { height: 100%; }

.label-pill {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(30, 40, 117, 0.08);
    color: var(--navy);
    padding: 7px 16px;
    border-radius: var(--radius-full);
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 14px;
}
.section-heading {
    font-size: clamp(1.9rem, 3.5vw, 2.8rem);
    font-weight: 800;
    color: var(--text);
    line-height: 1.2;
    margin-bottom: 14px;
}
.section-heading span { color: var(--crimson); }
.section-subtext {
    color: var(--text-secondary);
    font-size: 1.05rem;
    line-height: 1.75;
    max-width: 540px;
}

/* Buttons */
.btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--gradient-crimson);
    color: #fff;
    padding: 15px 34px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-family: var(--font-display);
    font-size: 0.97rem;
    transition: all 0.3s;
    box-shadow: var(--shadow-crimson);
    border: none;
    cursor: pointer;
}
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 14px 40px rgba(232, 52, 74, 0.45); }
.btn-secondary {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.1);
    color: #fff;
    padding: 15px 34px;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 0.97rem;
    border: 1.5px solid rgba(255,255,255,0.3);
    transition: all 0.3s;
    backdrop-filter: blur(10px);
}
.btn-secondary:hover { background: rgba(255,255,255,0.2); transform: translateY(-2px); }
.btn-outline {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: transparent;
    color: var(--navy);
    padding: 13px 30px;
    border-radius: var(--radius-full);
    font-weight: 700;
    font-size: 0.9rem;
    border: 2px solid var(--navy);
    transition: all 0.3s;
}
.btn-outline:hover { background: var(--navy); color: #fff; }

/* Page Hero (inner pages) */
.page-hero {
    background: var(--gradient-mesh);
    background-color: var(--navy-dark);
    padding: 140px 5% 90px;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.page-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(circle at 50% 100%, rgba(232,52,74,0.18), transparent 60%);
}
.page-hero::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 80px;
    background: var(--bg);
    clip-path: ellipse(55% 100% at 50% 100%);
}
.page-hero-inner { position: relative; z-index: 2; }
.page-hero h1 {
    font-size: clamp(2.2rem, 5vw, 3.4rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: 16px;
}
.page-hero p {
    color: rgba(255,255,255,0.72);
    font-size: 1.1rem;
    max-width: 580px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Scroll Animations */
.fade-up {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-up:nth-child(2) { transition-delay: 0.1s; }
.fade-up:nth-child(3) { transition-delay: 0.2s; }
.fade-up:nth-child(4) { transition-delay: 0.3s; }

/* =============================================
   HERO (HOME)
   ============================================= */
.hero {
    min-height: 100vh;
    background: var(--gradient-mesh);
    background-color: var(--navy-dark);
    display: flex;
    align-items: center;
    padding: 100px 5% 60px;
    position: relative;
    overflow: hidden;
}
.hero-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    pointer-events: none;
}
.hero-orb-1 {
    width: 700px; height: 700px;
    right: -200px; top: -200px;
    background: radial-gradient(circle, rgba(232,52,74,0.25) 0%, transparent 70%);
    animation: orbFloat 8s ease-in-out infinite;
}
.hero-orb-2 {
    width: 500px; height: 500px;
    left: -100px; bottom: -100px;
    background: radial-gradient(circle, rgba(249,168,37,0.12) 0%, transparent 70%);
    animation: orbFloat 10s ease-in-out infinite reverse;
}
@keyframes orbFloat {
    0%, 100% { transform: translate(0, 0) scale(1); }
    33% { transform: translate(30px, -30px) scale(1.05); }
    66% { transform: translate(-20px, 20px) scale(0.95); }
}

.hero-grid {
    max-width: 1280px;
    margin: 0 auto;
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 2;
}
.hero-content {}
.hero-trust-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.18);
    color: rgba(255,255,255,0.9);
    padding: 8px 20px;
    border-radius: var(--radius-full);
    font-size: 0.83rem;
    font-weight: 600;
    margin-bottom: 28px;
    backdrop-filter: blur(10px);
}
.trust-dot {
    width: 8px; height: 8px;
    background: var(--gold);
    border-radius: 50%;
    animation: pulse-dot 1.5s infinite;
}
@keyframes pulse-dot {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.5; transform: scale(0.8); }
}
.hero h1 {
    font-size: clamp(2.6rem, 5.5vw, 4.2rem);
    font-weight: 800;
    color: #fff;
    line-height: 1.12;
    margin-bottom: 22px;
}
.hero h1 .gold { color: var(--gold); }
.hero h1 .crimson { color: var(--crimson-light); }
.hero-desc {
    font-size: 1.1rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.75;
    margin-bottom: 36px;
    max-width: 500px;
}
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 48px; }
.hero-metrics {
    display: flex;
    gap: 32px;
    flex-wrap: wrap;
    padding-top: 28px;
    border-top: 1px solid rgba(255,255,255,0.1);
}
.metric-item {}
.metric-num {
    font-family: var(--font-display);
    font-size: 1.9rem;
    font-weight: 800;
    color: #fff;
    line-height: 1;
}
.metric-num sup { font-size: 1rem; color: var(--gold); }
.metric-label {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.55);
    margin-top: 5px;
    font-weight: 500;
}

/* Hero Visual — App Mockup Card */
.hero-visual {
    display: flex;
    justify-content: center;
    position: relative;
}
.app-mockup {
    background: rgba(255,255,255,0.07);
    backdrop-filter: blur(30px);
    -webkit-backdrop-filter: blur(30px);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-xl);
    padding: 28px;
    width: 340px;
    animation: cardFloat 5s ease-in-out infinite;
    position: relative;
}
@keyframes cardFloat {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-14px); }
}
.mockup-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 22px;
}
.mockup-header .greeting {
    color: rgba(255,255,255,0.65);
    font-size: 0.78rem;
}
.mockup-header .name {
    color: #fff;
    font-weight: 700;
    font-family: var(--font-display);
    font-size: 1.05rem;
}
.mockup-notif {
    width: 36px; height: 36px;
    background: rgba(255,255,255,0.12);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.8);
    font-size: 0.9rem;
    position: relative;
}
.mockup-notif::after {
    content: '';
    position: absolute;
    top: 8px; right: 8px;
    width: 7px; height: 7px;
    background: var(--crimson-light);
    border-radius: 50%;
    border: 2px solid rgba(255,255,255,0.15);
}

.wallet-card {
    background: linear-gradient(135deg, rgba(232,52,74,0.5), rgba(168,20,40,0.4));
    border-radius: var(--radius-lg);
    padding: 20px;
    margin-bottom: 20px;
    border: 1px solid rgba(255,255,255,0.1);
    position: relative;
    overflow: hidden;
}
.wallet-card::before {
    content: '';
    position: absolute;
    right: -20px; top: -20px;
    width: 120px; height: 120px;
    background: rgba(255,255,255,0.05);
    border-radius: 50%;
}
.wallet-label { color: rgba(255,255,255,0.65); font-size: 0.75rem; margin-bottom: 6px; }
.wallet-amount { font-family: var(--font-display); font-size: 2rem; font-weight: 800; color: #fff; }
.wallet-cashback {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    background: rgba(249,168,37,0.25);
    color: var(--gold-light);
    padding: 4px 10px;
    border-radius: var(--radius-full);
    font-size: 0.75rem;
    font-weight: 600;
    margin-top: 10px;
}

.quick-services-label {
    color: rgba(255,255,255,0.5);
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 12px;
}
.services-grid-mockup {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
}
.service-btn-mockup {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-md);
    padding: 14px 8px;
    text-align: center;
    transition: all 0.3s;
    cursor: pointer;
}
.service-btn-mockup:hover {
    background: rgba(255,255,255,0.16);
    transform: scale(1.05);
}
.service-btn-mockup .icon { font-size: 1.5rem; display: block; }
.service-btn-mockup .label-s {
    color: rgba(255,255,255,0.8);
    font-size: 0.67rem;
    font-weight: 600;
    margin-top: 6px;
    display: block;
}

/* Floating cards */
.floating-badge {
    position: absolute;
    background: #fff;
    border-radius: var(--radius-md);
    padding: 12px 16px;
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text);
    white-space: nowrap;
}
.floating-badge-1 { right: -20px; top: 40px; animation: floatBadge 4s ease-in-out infinite; }
.floating-badge-2 { left: -30px; bottom: 60px; animation: floatBadge 5s ease-in-out infinite reverse; }
@keyframes floatBadge {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}
.floating-badge .badge-icon {
    width: 32px; height: 32px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
}
.badge-green { background: #e8f5e9; }
.badge-blue { background: #e3f2fd; }

/* =============================================
   SERVICES OVERVIEW (Home)
   ============================================= */
.services-overview { background: #fff; }
.services-grid-home {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 20px;
    margin-top: 52px;
}
.service-card-home {
    background: var(--bg);
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 30px 26px;
    position: relative;
    overflow: hidden;
    transition: all 0.35s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    display: block;
    color: inherit;
}
.service-card-home::before {
    content: '';
    position: absolute;
    inset: 0;
    background: var(--gradient-navy);
    opacity: 0;
    transition: opacity 0.35s;
}
.service-card-home:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}
.service-card-home:hover::before { opacity: 1; }
.service-card-home:hover .s-icon-bg { background: rgba(255,255,255,0.15); }
.service-card-home:hover .s-card-name,
.service-card-home:hover .s-card-desc { color: #fff; }
.service-card-home:hover .s-card-arrow { opacity: 1; transform: translateX(0) scale(1); }

.s-icon-bg {
    width: 56px; height: 56px;
    background: rgba(30, 40, 117, 0.08);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.7rem;
    margin-bottom: 18px;
    transition: all 0.3s;
    position: relative; z-index: 1;
}
.s-card-name {
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 8px;
    color: var(--text);
    transition: color 0.3s;
    position: relative; z-index: 1;
}
.s-card-desc {
    font-size: 0.875rem;
    color: var(--text-secondary);
    line-height: 1.65;
    transition: color 0.3s;
    position: relative; z-index: 1;
}
.s-card-arrow {
    position: absolute;
    right: 22px; bottom: 22px;
    width: 34px; height: 34px;
    background: var(--crimson);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 0.8rem;
    opacity: 0;
    transform: translateX(-8px) scale(0.8);
    transition: all 0.3s;
    z-index: 1;
}

/* =============================================
   TRUST STRIP
   ============================================= */
.trust-strip {
    background: var(--gradient-navy);
    padding: 50px 0;
}
.trust-strip-inner {
    max-width: 1280px; margin: 0 auto; padding: 0 5%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 28px;
}
.trust-text h3 {
    font-size: 1.6rem;
    color: #fff;
    font-weight: 700;
    margin-bottom: 6px;
}
.trust-text p { color: rgba(255,255,255,0.6); font-size: 0.92rem; }
.trust-badges-row { display: flex; gap: 14px; flex-wrap: wrap; }
.trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-md);
    padding: 13px 18px;
    color: #fff;
    font-weight: 600;
    font-size: 0.88rem;
    transition: all 0.3s;
}
.trust-badge:hover { background: rgba(255,255,255,0.15); }
.trust-badge i { color: var(--gold); font-size: 1.1rem; }

/* =============================================
   WHY BLINKPÉ (Features)
   ============================================= */
.why-section { background: var(--bg); }
.why-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}
.why-visual {
    position: relative;
}
.why-main-card {
    background: var(--gradient-navy);
    border-radius: var(--radius-xl);
    padding: 36px;
    color: #fff;
    position: relative;
    overflow: hidden;
}
.why-main-card::after {
    content: '';
    position: absolute;
    right: -40px; bottom: -40px;
    width: 240px; height: 240px;
    background: rgba(232,52,74,0.2);
    border-radius: 50%;
    filter: blur(30px);
}
.why-stat-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin-bottom: 24px;
}
.why-stat-box {
    background: rgba(255,255,255,0.08);
    border-radius: var(--radius-md);
    padding: 18px;
    text-align: center;
    border: 1px solid rgba(255,255,255,0.1);
}
.why-stat-box .num {
    font-family: var(--font-display);
    font-size: 1.8rem;
    font-weight: 800;
    color: #fff;
}
.why-stat-box .num span { color: var(--gold); }
.why-stat-box .lbl { font-size: 0.75rem; color: rgba(255,255,255,0.6); margin-top: 4px; }
.why-progress-item { margin-bottom: 16px; }
.why-progress-item:last-child { margin-bottom: 0; }
.why-progress-header {
    display: flex;
    justify-content: space-between;
    font-size: 0.82rem;
    margin-bottom: 8px;
    color: rgba(255,255,255,0.8);
    font-weight: 500;
}
.why-progress-header span:last-child { font-weight: 700; color: var(--gold); }
.why-progress-bar {
    height: 6px;
    background: rgba(255,255,255,0.1);
    border-radius: 3px;
    overflow: hidden;
}
.why-progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--crimson), var(--gold));
    border-radius: 3px;
    width: 0;
    transition: width 1.5s cubic-bezier(0.25, 0.46, 0.45, 0.94) 0.5s;
}
.why-progress-fill.animate { /* triggered by JS */ }

.why-floating {
    position: absolute;
    background: #fff;
    border-radius: var(--radius-md);
    padding: 14px 18px;
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.83rem;
    font-weight: 700;
    color: var(--text);
    right: -20px; top: 60px;
    animation: floatBadge 4s ease-in-out infinite;
}
.why-floating i { color: var(--navy); font-size: 1rem; }

/* Features List */
.features-list { display: flex; flex-direction: column; gap: 20px; margin-top: 36px; }
.feature-row {
    display: flex;
    gap: 18px;
    align-items: flex-start;
    padding: 20px;
    background: #fff;
    border-radius: var(--radius-md);
    border: 1.5px solid var(--border-light);
    transition: all 0.3s;
}
.feature-row:hover {
    border-color: var(--navy);
    box-shadow: var(--shadow-sm);
    transform: translateX(4px);
}
.feature-icon-wrap {
    width: 48px; height: 48px;
    min-width: 48px;
    background: rgba(30, 40, 117, 0.08);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
}
.feature-row-text h4 {
    font-family: var(--font-display);
    font-weight: 700;
    margin-bottom: 4px;
    font-size: 0.95rem;
}
.feature-row-text p { color: var(--text-secondary); font-size: 0.85rem; line-height: 1.6; }

/* =============================================
   TESTIMONIALS
   ============================================= */
.testimonials-section { background: #fff; }
.testimonials-header { text-align: center; margin-bottom: 52px; }
.testimonials-header .section-subtext { margin: 0 auto; }
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 22px;
}
.testimonial-card {
    background: var(--bg);
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 28px;
    transition: all 0.3s;
    position: relative;
}
.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-color: var(--border);
}
.t-stars { color: var(--gold); font-size: 0.92rem; letter-spacing: 2px; margin-bottom: 14px; }
.t-quote-icon {
    position: absolute;
    top: 22px; right: 24px;
    font-size: 3rem;
    color: rgba(30,40,117,0.06);
    font-family: Georgia, serif;
    line-height: 1;
}
.t-text { font-size: 0.92rem; line-height: 1.75; color: var(--text); margin-bottom: 22px; }
.t-author-row { display: flex; align-items: center; gap: 12px; }
.t-avatar-circle {
    width: 44px; height: 44px;
    border-radius: 50%;
    background: var(--gradient-navy);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 0.95rem;
}
.t-name { font-weight: 700; font-size: 0.9rem; }
.t-location { color: var(--muted); font-size: 0.78rem; margin-top: 2px; }
.t-service-tag {
    margin-left: auto;
    background: rgba(30,40,117,0.07);
    color: var(--navy);
    padding: 4px 10px;
    border-radius: var(--radius-full);
    font-size: 0.72rem;
    font-weight: 600;
}

/* =============================================
   CTA SECTION
   ============================================= */
.cta-section {
    background: var(--gradient-mesh);
    background-color: var(--navy-dark);
    padding: 100px 5%;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.cta-section::before {
    content: '';
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    width: 800px; height: 800px;
    background: radial-gradient(circle, rgba(232,52,74,0.15), transparent 60%);
    pointer-events: none;
}
.cta-inner { position: relative; z-index: 2; max-width: 680px; margin: 0 auto; }
.cta-section h2 {
    font-size: clamp(2rem, 4.5vw, 3.2rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: 18px;
}
.cta-section h2 span { color: var(--gold); }
.cta-section p {
    color: rgba(255,255,255,0.7);
    font-size: 1.05rem;
    margin-bottom: 40px;
    line-height: 1.7;
}
.cta-app-buttons {
    display: flex;
    gap: 14px;
    justify-content: center;
    flex-wrap: wrap;
}
.app-btn-large {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255,255,255,0.1);
    border: 1.5px solid rgba(255,255,255,0.2);
    border-radius: var(--radius-md);
    padding: 14px 22px;
    color: #fff;
    transition: all 0.3s;
    backdrop-filter: blur(10px);
}
.app-btn-large:hover {
    background: rgba(255,255,255,0.18);
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}
.app-btn-large i { font-size: 1.8rem; }
.app-btn-text small { display: block; font-size: 0.7rem; opacity: 0.75; }
.app-btn-text strong { font-family: var(--font-display); font-size: 1rem; display: block; }

/* =============================================
   FOOTER
   ============================================= */
footer {
    background: #090b1f;
    padding: 0;
}
.footer-top {
    max-width: 1280px;
    margin: 0 auto;
    padding: 72px 5% 56px;
    display: grid;
    grid-template-columns: 1.5fr 2fr;
    gap: 64px;
}
.footer-logo {
    height: 36px;
    /*filter: brightness(0) invert(1);*/
    margin-bottom: 18px;
    display: block;
}
.footer-brand p {
    color: rgba(255,255,255,0.5);
    font-size: 0.875rem;
    line-height: 1.75;
    max-width: 280px;
}
.footer-social {
    display: flex;
    gap: 10px;
    margin-top: 24px;
}
.footer-social a {
    width: 38px; height: 38px;
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.6);
    font-size: 0.9rem;
    transition: all 0.3s;
}
.footer-social a:hover { background: var(--crimson); color: #fff; border-color: var(--crimson); }

.footer-links-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}
.footer-col h5 {
    font-family: var(--font-display);
    color: #fff;
    font-weight: 700;
    font-size: 0.9rem;
    margin-bottom: 18px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a {
    color: rgba(255,255,255,0.5);
    font-size: 0.85rem;
    transition: all 0.2s;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}
.footer-col ul li a:hover { color: #fff; padding-left: 4px; }
.badge-new {
    background: var(--crimson);
    color: #fff;
    font-size: 0.62rem;
    padding: 2px 7px;
    border-radius: var(--radius-full);
    font-weight: 700;
}

.app-btns { display: flex; flex-direction: column; gap: 10px; }
.app-store-btn {
    display: flex;
    align-items: center;
    gap: 10px;
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-sm);
    padding: 10px 14px;
    color: #fff;
    transition: all 0.3s;
    font-size: 0.82rem;
}
.app-store-btn:hover { background: rgba(255,255,255,0.13); }
.app-store-btn i { font-size: 1.4rem; color: rgba(255,255,255,0.7); }
.app-store-btn div small { display: block; opacity: 0.6; font-size: 0.68rem; }
.app-store-btn div strong { font-family: var(--font-display); font-size: 0.9rem; }

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.07);
    padding: 24px 5%;
    max-width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
}
.footer-bottom p { font-size: 0.8rem; color: rgba(255,255,255,0.35); }
.footer-bottom .heart { }
.footer-trust-badges {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}
.footer-trust-badges span {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.75rem;
    color: rgba(255,255,255,0.4);
    font-weight: 600;
}
.footer-trust-badges i { color: var(--gold); }

/* =============================================
   SERVICES PAGE
   ============================================= */
.services-sticky-nav {
    background: #fff;
    border-bottom: 1px solid var(--border-light);
    position: sticky;
    top: 72px;
    z-index: 100;
    padding: 0 5%;
}
.services-sticky-inner {
    max-width: 1280px;
    margin: 0 auto;
    display: flex;
    gap: 4px;
    overflow-x: auto;
    padding: 12px 0;
    scrollbar-width: none;
}
.services-sticky-inner::-webkit-scrollbar { display: none; }
.s-nav-tab {
    background: none;
    border: none;
    padding: 10px 20px;
    border-radius: var(--radius-full);
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 0.85rem;
    cursor: pointer;
    color: var(--muted);
    transition: all 0.2s;
    white-space: nowrap;
    display: flex;
    align-items: center;
    gap: 7px;
}
.s-nav-tab:hover, .s-nav-tab.active {
    background: var(--navy);
    color: #fff;
}

.service-block-section {
    padding: var(--section-py) 0;
    scroll-margin-top: 130px;
}
.service-block-section:nth-child(even) { background: #fff; }
.service-block-inner {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 5%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 70px;
    align-items: center;
}
.service-block-inner.reverse { direction: rtl; }
.service-block-inner.reverse > * { direction: ltr; }

.s-block-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: rgba(30,40,117,0.08);
    color: var(--navy);
    padding: 8px 18px;
    border-radius: var(--radius-full);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    margin-bottom: 18px;
}
.s-block-title {
    font-size: clamp(1.7rem, 3vw, 2.3rem);
    font-weight: 800;
    margin-bottom: 14px;
    line-height: 1.2;
}
.s-block-title span { color: var(--crimson); }
.s-block-desc { color: var(--text-secondary); line-height: 1.8; margin-bottom: 24px; font-size: 0.97rem; }

.s-features-list { display: flex; flex-direction: column; gap: 10px; margin-bottom: 28px; }
.s-feature-row {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.88rem;
    color: var(--text-secondary);
}
.s-feature-check {
    width: 22px; height: 22px;
    min-width: 22px;
    background: var(--navy);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.65rem;
}

.s-visual-card {
    background: var(--gradient-navy);
    border-radius: var(--radius-xl);
    padding: 40px;
    color: #fff;
    position: relative;
    overflow: hidden;
}
.s-visual-card::before {
    content: '';
    position: absolute;
    right: -50px; top: -50px;
    width: 250px; height: 250px;
    background: rgba(232,52,74,0.2);
    border-radius: 50%;
    filter: blur(40px);
}
.s-visual-icon { font-size: 3.5rem; margin-bottom: 22px; }
.s-visual-title { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
.s-visual-desc { color: rgba(255,255,255,0.65); font-size: 0.9rem; line-height: 1.7; }
.s-stat-pair {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin-top: 24px;
}
.s-stat-item {
    background: rgba(255,255,255,0.1);
    border-radius: var(--radius-md);
    padding: 16px;
    text-align: center;
    border: 1px solid rgba(255,255,255,0.1);
}
.s-stat-item .n {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 800;
}
.s-stat-item .l { font-size: 0.72rem; color: rgba(255,255,255,0.6); margin-top: 4px; }

/* Insurance Plans */
.plans-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 16px;
    margin-top: 22px;
}
.plan-card {
    background: var(--bg);
    border: 2px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 26px;
    transition: all 0.3s;
}
.plan-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.plan-card.featured { background: var(--navy); border-color: var(--navy); color: #fff; }
.plan-icon { font-size: 1.8rem; margin-bottom: 12px; }
.plan-name { font-family: var(--font-display); font-weight: 700; margin-bottom: 6px; }
.plan-price { font-family: var(--font-display); font-size: 1.4rem; font-weight: 800; color: var(--crimson); }
.plan-card.featured .plan-price { color: var(--gold); }
.plan-desc { font-size: 0.82rem; color: var(--text-secondary); margin-top: 6px; line-height: 1.6; }
.plan-card.featured .plan-desc { color: rgba(255,255,255,0.65); }

/* =============================================
   ABOUT PAGE
   ============================================= */
.mission-section { background: #fff; }
.mission-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}
.mission-card {
    background: var(--gradient-navy);
    border-radius: var(--radius-xl);
    padding: 48px 40px;
    color: #fff;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.mission-card::before {
    content: '';
    position: absolute;
    bottom: -60px; right: -60px;
    width: 250px; height: 250px;
    background: rgba(232,52,74,0.2);
    border-radius: 50%;
    filter: blur(40px);
}
.mission-card-icon { font-size: 5rem; margin-bottom: 22px; display: block; }
.mission-card h3 { font-size: 1.7rem; font-weight: 800; margin-bottom: 14px; }
.mission-card p { color: rgba(255,255,255,0.7); line-height: 1.75; position: relative; z-index: 1; font-size: 0.97rem; }

.values-list { display: flex; flex-direction: column; gap: 16px; margin-top: 32px; }
.value-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    padding: 20px;
    background: var(--bg);
    border-radius: var(--radius-md);
    border: 1.5px solid var(--border-light);
    transition: all 0.3s;
}
.value-item:hover { border-color: var(--navy); box-shadow: var(--shadow-sm); }
.value-icon-box {
    width: 48px; height: 48px;
    min-width: 48px;
    background: var(--gradient-navy);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
}
.value-text h4 { font-family: var(--font-display); font-weight: 700; margin-bottom: 4px; font-size: 0.95rem; }
.value-text p { color: var(--text-secondary); font-size: 0.85rem; line-height: 1.6; }

/* Stats bar */
.stats-bar {
    background: var(--gradient-navy);
    padding: 64px 5%;
}
.stats-bar-inner {
    max-width: 1280px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    text-align: center;
}
.stat-box {}
.stat-big-num {
    font-family: var(--font-display);
    font-size: 2.6rem;
    font-weight: 800;
    color: #fff;
    margin-bottom: 6px;
}
.stat-big-num span { color: var(--gold); }
.stat-big-label { color: rgba(255,255,255,0.6); font-size: 0.88rem; }
.stat-bar-line {
    height: 3px;
    background: rgba(255,255,255,0.1);
    border-radius: 2px;
    margin-top: 12px;
    overflow: hidden;
}
.stat-bar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--crimson), var(--gold));
    border-radius: 2px;
    width: 0;
    transition: width 1.5s ease 0.5s;
}

/* Team */
.team-section { background: var(--bg); }
.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
    gap: 22px;
    margin-top: 52px;
}
.team-card {
    background: #fff;
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 30px;
    text-align: center;
    transition: all 0.35s;
}
.team-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-md); }
.team-avatar {
    width: 80px; height: 80px;
    border-radius: 50%;
    background: var(--gradient-navy);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-weight: 800;
    font-size: 1.6rem;
    color: #fff;
    margin: 0 auto 18px;
}
.team-name { font-family: var(--font-display); font-weight: 700; font-size: 1.05rem; margin-bottom: 4px; }
.team-role { color: var(--crimson); font-size: 0.82rem; font-weight: 700; margin-bottom: 10px; text-transform: uppercase; letter-spacing: 0.3px; }
.team-bio { color: var(--text-secondary); font-size: 0.83rem; line-height: 1.65; }

/* Timeline */
.journey-section { background: #fff; }
.timeline-wrap { max-width: 760px; margin: 0 auto; }
.timeline { position: relative; padding-left: 40px; }
.timeline::before {
    content: '';
    position: absolute;
    left: 15px; top: 0; bottom: 0;
    width: 2px;
    background: linear-gradient(to bottom, var(--navy), var(--crimson));
}
.timeline-item {
    position: relative;
    margin-bottom: 28px;
    padding: 24px 28px;
    background: var(--bg);
    border-radius: var(--radius-md);
    border: 1.5px solid var(--border-light);
    transition: all 0.3s;
}
.timeline-item:hover { border-color: var(--navy); box-shadow: var(--shadow-sm); }
.timeline-item::before {
    content: '';
    position: absolute;
    left: -33px; top: 28px;
    width: 14px; height: 14px;
    border-radius: 50%;
    background: var(--navy);
    border: 3px solid #fff;
    box-shadow: 0 0 0 2px var(--navy);
}
.timeline-year {
    display: inline-block;
    background: var(--navy);
    color: #fff;
    padding: 4px 12px;
    border-radius: var(--radius-full);
    font-size: 0.75rem;
    font-weight: 700;
    margin-bottom: 10px;
    font-family: var(--font-display);
}
.timeline-title { font-family: var(--font-display); font-weight: 700; margin-bottom: 6px; font-size: 1rem; }
.timeline-desc { color: var(--text-secondary); font-size: 0.875rem; line-height: 1.65; }

/* =============================================
   CONTACT PAGE
   ============================================= */
.contact-section { background: var(--bg); }
.contact-grid {
    max-width: 1280px;
    margin: 0 auto;
    padding: 80px 5%;
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 60px;
    align-items: start;
}
.contact-info-col h2 { font-size: 1.9rem; font-weight: 800; margin-bottom: 12px; }
.contact-info-col h2 span { color: var(--crimson); }
.contact-info-col p.subp { color: var(--text-secondary); line-height: 1.75; margin-bottom: 30px; }

.contact-cards { display: flex; flex-direction: column; gap: 14px; }
.contact-card {
    background: #fff;
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-md);
    padding: 18px 22px;
    display: flex;
    align-items: center;
    gap: 16px;
    transition: all 0.3s;
}
.contact-card:hover { transform: translateX(6px); box-shadow: var(--shadow-sm); border-color: var(--navy); }
.contact-icon {
    width: 50px; height: 50px;
    min-width: 50px;
    border-radius: var(--radius-sm);
    background: var(--gradient-navy);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: #fff;
}
.contact-info-label { font-size: 0.72rem; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 2px; }
.contact-info-value { font-weight: 700; color: var(--text); font-size: 0.92rem; }
.contact-info-value a { color: var(--text); transition: color 0.2s; }
.contact-info-value a:hover { color: var(--crimson); }

/* FAQ */
.faq-wrap { margin-top: 36px; }
.faq-wrap h3 { font-family: var(--font-display); font-size: 1.15rem; font-weight: 700; margin-bottom: 18px; }
.faq-item {
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-md);
    overflow: hidden;
    margin-bottom: 10px;
    background: #fff;
}
.faq-q {
    padding: 16px 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-weight: 600;
    font-size: 0.88rem;
    transition: background 0.2s;
}
.faq-q:hover { background: var(--bg); }
.faq-icon {
    width: 26px; height: 26px;
    background: rgba(30,40,117,0.08);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    color: var(--navy);
    transition: all 0.3s;
    flex-shrink: 0;
}
.faq-item.open .faq-icon { background: var(--navy); color: #fff; transform: rotate(45deg); }
.faq-a {
    padding: 0 20px;
    max-height: 0;
    overflow: hidden;
    transition: all 0.3s ease;
    font-size: 0.875rem;
    color: var(--text-secondary);
    line-height: 1.75;
}
.faq-item.open .faq-a { max-height: 200px; padding: 4px 20px 18px; }

/* Contact Form */
.contact-form-card {
    background: #fff;
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-xl);
    padding: 40px;
    box-shadow: var(--shadow-sm);
}
.contact-form-card h3 { font-family: var(--font-display); font-size: 1.5rem; font-weight: 800; margin-bottom: 6px; }
.contact-form-card .form-subtext { color: var(--text-secondary); font-size: 0.88rem; margin-bottom: 28px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 18px; }
.form-group label {
    display: block;
    font-size: 0.82rem;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--text);
    text-transform: uppercase;
    letter-spacing: 0.3px;
}
.form-group input,
.form-group textarea,
.form-group select {
    width: 100%;
    padding: 13px 16px;
    border: 1.5px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: var(--font-body);
    font-size: 0.92rem;
    color: var(--text);
    background: var(--bg);
    transition: all 0.2s;
    outline: none;
    appearance: none;
}
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    border-color: var(--navy);
    background: #fff;
    box-shadow: 0 0 0 3px rgba(30,40,117,0.08);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-submit {
    width: 100%;
    background: var(--gradient-navy);
    color: #fff;
    border: none;
    padding: 16px;
    border-radius: var(--radius-full);
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 1rem;
    cursor: pointer;
    transition: all 0.3s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
}
.form-submit:hover { background: var(--gradient-crimson); transform: translateY(-2px); box-shadow: var(--shadow-crimson); }
.form-security-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    font-size: 0.78rem;
    color: var(--muted);
    margin-top: 14px;
}
.form-security-note i { color: var(--navy); }
.success-msg {
    background: #e8f5e9;
    border: 1px solid #c8e6c9;
    color: #2e7d32;
    border-radius: var(--radius-md);
    padding: 16px 20px;
    margin-top: 16px;
    display: none;
    font-weight: 600;
    text-align: center;
    font-size: 0.9rem;
}

/* Offices */
.offices-section { background: #fff; padding: var(--section-py) 0; }
.offices-inner { max-width: 1280px; margin: 0 auto; padding: 0 5%; }
.offices-header { text-align: center; margin-bottom: 48px; }
.offices-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
    gap: 22px;
}
.office-card {
    background: var(--bg);
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 28px;
    transition: all 0.3s;
}
.office-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); border-color: var(--border); }
.office-city-row { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.office-flag { font-size: 1.6rem; }
.office-city-name { font-family: var(--font-display); font-weight: 800; font-size: 1.1rem; }
.office-address { color: var(--text-secondary); font-size: 0.875rem; line-height: 1.75; }
.office-phone { margin-top: 14px; color: var(--navy); font-weight: 600; font-size: 0.88rem; }

/* =============================================
   LEGAL PAGES
   ============================================= */
.legal-layout {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 48px;
    max-width: 1280px;
    margin: 0 auto;
    padding: 72px 5%;
    align-items: start;
}
.toc-sidebar {
    position: sticky;
    top: 92px;
    background: #fff;
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-lg);
    padding: 24px;
}
.toc-sidebar h4 {
    font-size: 0.72rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--muted);
    font-family: var(--font-display);
    margin-bottom: 14px;
}
.toc-sidebar ul { list-style: none; display: flex; flex-direction: column; gap: 2px; }
.toc-sidebar ul li a {
    display: block;
    text-decoration: none;
    color: var(--text-secondary);
    font-size: 0.83rem;
    padding: 7px 10px;
    border-radius: var(--radius-sm);
    transition: all 0.2s;
}
.toc-sidebar ul li a:hover {
    color: var(--navy);
    background: rgba(30,40,117,0.07);
    font-weight: 600;
}
.legal-body {
    background: #fff;
    border: 1.5px solid var(--border-light);
    border-radius: var(--radius-xl);
    padding: 52px;
}
.legal-update-tag {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(30,40,117,0.07);
    color: var(--navy);
    padding: 7px 16px;
    border-radius: var(--radius-full);
    font-size: 0.78rem;
    font-weight: 700;
    margin-bottom: 30px;
}
.legal-body h2 {
    font-size: 1.4rem;
    font-weight: 800;
    margin: 38px 0 14px;
    padding-top: 10px;
    color: var(--text);
}
.legal-body h2:first-of-type { margin-top: 0; }
.legal-body p {
    color: var(--text-secondary);
    line-height: 1.85;
    margin-bottom: 14px;
    font-size: 0.93rem;
}
.legal-body ul {
    padding-left: 20px;
    color: var(--text-secondary);
    line-height: 1.85;
    font-size: 0.93rem;
    margin-bottom: 14px;
}
.legal-body ul li { margin-bottom: 7px; }
.info-box {
    background: rgba(30,40,117,0.05);
    border-left: 4px solid var(--navy);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    padding: 16px 20px;
    margin: 16px 0;
}
.info-box p { margin: 0; color: var(--text); }
.warn-box {
    background: rgba(232,52,74,0.06);
    border-left: 4px solid var(--crimson);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    padding: 16px 20px;
    margin: 16px 0;
}
.warn-box p { margin: 0; color: var(--text); }
.legal-hr { border: none; border-top: 1px solid var(--border); margin: 32px 0; }
.data-table { width: 100%; border-collapse: collapse; margin: 16px 0 24px; border-radius: var(--radius-md); overflow: hidden; }
.data-table th { background: var(--navy); color: #fff; padding: 12px 16px; text-align: left; font-size: 0.82rem; font-family: var(--font-display); }
.data-table td { padding: 12px 16px; border-bottom: 1px solid var(--border-light); font-size: 0.85rem; color: var(--text-secondary); }
.data-table tr:hover td { background: var(--bg); }
.data-table tr:last-child td { border-bottom: none; }

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1024px) {
    .hero-grid { grid-template-columns: 1fr; }
    .hero-visual { display: none; }
    .why-grid { grid-template-columns: 1fr; gap: 48px; }
    .footer-top { grid-template-columns: 1fr; }
    .footer-links-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
    :root { --section-py: 64px; }
    .nav-links { display: none; }
    .nav-hamburger { display: flex; }
    .hero h1 { font-size: clamp(2rem, 7vw, 3rem); }
    .service-block-inner { grid-template-columns: 1fr !important; direction: ltr !important; }
    .mission-grid, .contact-grid { grid-template-columns: 1fr; }
    .stats-bar-inner { grid-template-columns: repeat(2, 1fr); }
    .legal-layout { grid-template-columns: 1fr; }
    .toc-sidebar { position: static; }
    .legal-body { padding: 28px; }
    .footer-links-grid { grid-template-columns: repeat(2, 1fr); }
    .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .stats-bar-inner { grid-template-columns: 1fr 1fr; }
    .footer-links-grid { grid-template-columns: 1fr 1fr; }
    .cta-app-buttons { flex-direction: column; align-items: center; }
    .hero-metrics { gap: 16px; }
}